How Does Insurance coverage Work In A Block Of Flats?

April 23, 2025

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This query set is tailor made for Blocks of Flats which are proprietor occupied, half proprietor occupied / half let, & totally let. To assist us offer you a personalised quote, please fill out the shape under:

Any questions or should you want a quote instantly name us free on 0800 085 3761 between 9am-5pm, Monday to Friday

Identify of Policyholder or Administration Firm? *

Identify of Contact? *

E-mail Handle? *

Greatest Contact Quantity? *

Has the Proposer(s), or any Companion(s) or Director(s) ever been:

a) convicted, cautioned or at present have any prosecutions pending in opposition to them relating to any felony offence, apart from a motoring offence?

b) refused insurance coverage, had particular situations imposed by an Insurer, had any insurance coverage terminated or been refused renewal of such insurance coverage?

c) declared bankrupt, or had an organization turn out to be bancrupt or voluntarily gone into liquidation or Obligatory liquidation?

d) disqualified from being an organization director?

Please advise particulars? *

e) ever had any claims or incidents at these or every other premises within the final 5 years?

Please advise the 1. Date of loss, 2. Kind of declare (ie. flood or unintended injury for instance) and three. Whole price of declare? *

Postcode of the property to be insured? *

How lengthy have you ever owned the property? *

Are you insuring the entire property? *

Please choose the kind of property to be insured: *

Please advise the tenant sort per flat (e.g. 1 proprietor occupied, 1 pupil, 1 unoccupied, 1 council assist – direct tenancy between landlord and tenant and so on)? *

Does the property have a basement or cellar? *

What number of flooring are within the constructing together with basement/cellar? *

What’s the flooring Building? (Concrete, timber, combination of each) *

Is the constructing constructed solely with partitions constructed of brick, stone or concrete? *

Does the constructing have a pitched roof solely & constructed of slate, tile or metallic? *

Is there any cladding? *

If there may be cladding, please advise full particulars & whether it is fireplace authorized

What’s the development of the Flat Roof? (Eg. Felt on Timber) & the % of the entire Roof space? *

What sort of fastened heating is within the property? *

Please advise sort of heating? *

12 months of construct? *

Is the constructing listed? *

Do you may have a present Legitimate Electrical Certificates? *

Is the property greater than 250 metres away from the closest river, canal, lake or tidal waterway? *

Please advise the proximity in metres and sort of waterway? *

Is the property in an space which has any historical past of subsidence or flooding? *

What’s the Declared Constructing Sum Insured (eg. £100,000, £500,000 or £1,000,000 and so on – We can’t Quote with out this)? *

Do you require lack of lease or different lodging cowl? *

Please advise the quantity required, indemnity interval (e.g. 12, 24 or 36 months) and sort of canopy? *

Do you require communal contents cowl? *

Do you require a Raise Inspection Coverage? (if relevant)

Please advise the quantity? *

Date of renewal? *

I verify I’ve understood the questions above and that the small print I’ve supplied are correct

We are going to revert again with a sign of your premium – please observe this can be topic to vary or turn out to be invalid should you can’t conform to some situations. Please observe all quotes are based mostly on constructing being in good state of restore and buildings not being uncovered to any flooding, storm injury and free from indicators of subsidence.

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How Does Insurance coverage Work In A Block Of Flats?

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